International Tax & Currency Calculators
UK income tax for 2025-26, UAE and EU VAT, a Zakat calculator, a multi-currency converter, and an international salary comparison — accurate, private, and free.
Results
- Annual take-home
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- Gross salary
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- Income tax
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- National Insurance
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- Student loan
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- Pension
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- Effective tax rate
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- Marginal tax rate
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- Monthly take-home
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- Weekly take-home
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England, Wales & Northern Ireland rates for 2025-26. Pension treated as salary-sacrifice. Estimate only — verify before relying on it.
UAE VAT is 5% (standard rate since 2018). Common zero-rated or exempt categories include healthcare, education, residential property, and certain financial services.
Results
- Total amount
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- Net (per unit)
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- VAT 5% (per unit)
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- Total (per unit)
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- Net × quantity
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- VAT × quantity
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Zakatable assets
Deductible liabilities
Nisab prices (per gram)
Results
- Zakat due (2.5%)
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- Total zakatable assets
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- Deductible liabilities
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- Net zakatable wealth
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- Nisab — gold (87.48g)
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- Nisab — silver (612.36g)
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- Nisab used (lower)
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Zakat is due after one full lunar year (hawl) of possessing wealth at or above the nisab. The silver nisab (lower) is used by default per the Hanafi view; other schools use the higher gold nisab. Estimate only — consult a scholar for your situation.
Results
- Total amount
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- Net amount
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- VAT amount
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- VAT rate
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Standard 2025 VAT rates. Results show in each country's local currency — euros for the eurozone, and kr / zł / CHF for Sweden, Denmark, Norway, Poland and Switzerland.
Currency Converter
Custom rates — 1 USD =
Default rates accurate as of June 2026. Edit rates above for real-time precision.
Results
- Converted amount
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- Exchange rate
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- Reverse rate
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1 USD reference
Results
- Equivalent salary (PPP)
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- Take-home — current
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- Take-home — target
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- Cost-of-living index
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For reference only. Uses approximate exchange rates, cost-of-living indices, and take-home estimates. Actual salaries vary by industry, company, and experience.
About the calculators
International tax, VAT, Zakat and currency tools in one place.
Money rarely stops at a border, and neither should your calculator. This suite of free international calculators brings together the tools people most often need when working, saving, or shopping across countries: a UK income tax calculator for 2025-26, VAT calculators for the UAE and the EU, a Zakat calculator, a multi-currency converter, and an international salary comparison. Everything runs in your browser and updates as you type, so nothing you enter ever leaves your device.
The UK income tax calculator uses the 2025-26 bands for England, Wales and Northern Ireland: a £12,570 personal allowance, 20% basic rate, 40% higher rate, and 45% additional rate, with the allowance tapering away between £100,000 and £125,140. It also applies employee National Insurance — 8% between £12,570 and £50,270, then 2% above — and student-loan repayments for Plans 1, 2, 4 and Postgraduate, before showing your take-home pay broken down by month and week. A stacked bar makes it easy to see exactly where your gross salary goes.
The UAE VAT calculator handles the country's 5% standard rate, letting you add VAT to a net price or strip it out of a gross one for any quantity, while the EU VAT calculator covers the standard 2025 rates of fifteen European countries — from Germany's 19% to the 25% charged in Sweden, Denmark and Norway — and shows the result in each country's local currency. Both are handy for freelancers, online sellers, and anyone reconciling cross-border invoices.
Zakat, currency conversion and salary comparison
The Zakat calculator totals your cash, gold, silver, business inventory, receivables, and investments, subtracts what you owe, and applies the 2.5% rate to your net zakatable wealth — but only when that wealth sits above the nisab threshold. It shows both the gold (87.48g) and silver (612.36g) nisab values and uses the lower one by default, with a reminder that Zakat falls due after one full lunar year, or hawl, of holding nisab.
Rounding out the set, the currency converter handles twelve major currencies — USD, INR, EUR, GBP, AED, SAR, CAD, AUD, JPY, SGD, CHF and HKD — with a swap button and a one-USD reference table, using approximate rates that are refreshed periodically. The international salary comparison goes a step further than a raw conversion: it adjusts your pay for the cost-of-living difference between countries and estimates take-home in both, so you can judge a job offer in the UAE, the UK, India, Germany or the US on a like-for-like basis. Every figure here is an estimate for planning, not financial or tax advice — but together these tools give you a fast, private way to make sense of money across borders.
FAQ
Frequently asked questions
How is UK income tax calculated?
UK income tax for 2025-26 is charged in bands on income above your tax-free personal allowance of £12,570. The first £37,700 of taxable income is taxed at the basic rate of 20%, income up to £125,140 at the higher rate of 40%, and anything above £125,140 at the additional rate of 45%. Because the system is progressive, only the income within each band is taxed at that band's rate. The calculator above applies these bands, accounts for pension contributions and the personal-allowance taper, and then deducts National Insurance and any student-loan repayment to show your take-home pay.
What is the UK personal allowance for 2025-26?
The standard personal allowance for the 2025-26 tax year is £12,570 — the amount you can earn before paying any income tax. It is reduced by £1 for every £2 you earn above £100,000, so it tapers to zero once your income reaches £125,140. The calculator applies this taper automatically, which is why effective tax rates rise sharply for incomes between £100,000 and £125,140.
What is the VAT rate in UAE?
The United Arab Emirates applies a standard VAT rate of 5%, introduced on 1 January 2018. It is one of the lowest VAT rates in the world. Certain goods and services are zero-rated or exempt, including most healthcare and education services, residential property, and some financial services. The UAE VAT calculator above lets you add 5% VAT to a net price or extract the VAT already included in a gross price, for any quantity.
How do I calculate Zakat on savings?
Zakat is calculated at 2.5% of your net zakatable wealth, provided that wealth stays above the nisab threshold for one full lunar year. To work it out, add up your cash and bank savings, the value of gold and silver, business inventory, money owed to you, and the market value of shares and investments, then subtract debts you owe. If the remaining net amount is at or above the nisab, you owe 2.5% of it. The Zakat calculator above totals your assets and liabilities and applies the 2.5% rate for you.
What is the Nisab threshold for Zakat in 2025?
Nisab is the minimum amount of wealth a Muslim must hold before Zakat becomes due. It is set at the value of 87.48 grams of gold or 612.36 grams of silver. The silver nisab is usually the lower of the two, so using it (as in the Hanafi view) makes more people liable and is considered the more cautious choice; other schools use the gold nisab. The calculator shows both thresholds based on the gold and silver prices you enter and uses the lower value by default.
Which EU country has the highest VAT?
Among EU member states, Hungary has the highest standard VAT rate at 27%, followed by Croatia, Denmark, and Sweden at 25%. The lowest standard rate in the EU is Luxembourg's 17%. The EU VAT calculator above covers the standard rates of the most-searched European countries, including Germany (19%), France (20%), Italy (22%), and the Nordic countries at 25%, and shows results in each country's local currency.
How do I convert USD to INR?
To convert US dollars to Indian rupees, multiply the dollar amount by the current USD-to-INR exchange rate. As of mid-2026 that rate is approximately 95.6, so $100 is about ₹9,560. Rates move constantly, so the converter above ships with reference rates accurate as of June 2026 and lets you edit any rate yourself — use it for quick estimates and check a live rate before making an actual transfer.
How does salary compare between USA and UK?
Comparing salaries between countries means looking beyond the headline number to taxes, cost of living, and exchange rates. A US salary typically buys a larger nominal figure, but higher UK income tax and National Insurance reduce take-home pay, while housing and other costs differ in each city. The salary comparison tool above converts your pay, adjusts it for the cost-of-living difference between countries, and estimates take-home in both, giving a much fairer picture than a raw currency conversion.
What is National Insurance in the UK?
National Insurance (NI) is a separate contribution UK workers pay on their earnings, funding the state pension and certain benefits. For employees in 2025-26, no NI is due on earnings up to £12,570, 8% is charged on earnings between £12,570 and £50,270, and 2% on earnings above £50,270. It is deducted alongside income tax, so the UK tax calculator above includes it when working out your take-home pay.
Is income tax zero in UAE?
Yes. The United Arab Emirates levies no personal income tax on salaries or wages, which is a major reason it attracts workers from around the world. Residents keep their full gross salary, aside from any voluntary pension or social-security contributions that may apply to nationals. The UAE does apply a 5% VAT on most goods and services and a corporate tax on business profits, but individual employment income remains untaxed.